The Skylight Paycard operates in the same way as a regular debit card. Customers can use the card at any store that accepts Visa or MasterCard, notes Skylight. Complete purchases by signing your name or by entering your PIN. When purchasing items online, enter the Skylight card number along with the expiration date.
There are a few different ways to get cash out of the Skylight ONE Card. Any ATM that accepts Visa or MasterCard works with the ONE Card, per Skylight. The company has an tool on their website for finding ATMs that do not charge any cash withdrawal fees. Banks that partner with Visa and MasterCard allow cash withdrawals from the Skylight ONE Card. Cash is also accessible through grocery store cash back services.
Customers also have the option of withdrawing money from their Skylight ONE Card by writing a check to themselves. Pill paying options are also available, according to Skylight. Cardholders can pay bills by signing up for automatic payments online, through Billeo's biller directory and by using MoneyGram's ExpressPayment service.
Add money to the Skylight ONE Card by signing up for direct deposits. Paychecks are available at 9 a.m. Eastern Time every payday through direct deposit, states Skylight. The FDIC insures all funds on the Skylight ONE Card.