Bank of America offers services such as checking and savings accounts, loans and mortgages, and credit card accounts, as of 2015. Bank of America also provides investment services such as IRA and college saving programs.
Bank of America offers a number of services and products geared toward small business owners. Small businesses can take advantage of Bank of America's small business checking accounts, cash management tools, remote deposits, bill paying and health savings accounts. Bank of America also provides business customers with services geared towards small business retirement accounts, Simple IRAs and small business 401(k) plans.
The Bank of America website allows customers to do their banking right from their computers or mobile devices. Customers can sign up for bill pay services that allow them to pay their bills remotely. Online banking provides customers with the opportunity to check their balances and transfer money. Bank of America also has a mobile app for smartphones.
Bank of America has a service called BankAmericard Cash Rewards for its BankAmericard customers. Cardholders can earn cash back with qualifying purchases, including 1 percent on purchases, 2 percent at grocery stores and 3 percent cash back on gas. Customers can earn up to $1,500 on grocery and gas purchases each quarter.