All NetSpend accounts have a routing number. To find the routing number, log in to the Account Center at NetSpend.com and click Direct Deposit, which lists the routing number in the gray box on the right.
To view the direct deposit form, navigate to NetSpend.com and click on Account Login. If an account is not yet established, set one up by clicking Online Access and follow the steps listed. The routing number can also be obtained by telephone or text. To receive information via text, sign up for Anytime Alerts in the Account Center.
The routing number allows direct deposit of paychecks, benefits and tax refunds. Direct deposit allows access to funds two days faster than waiting for a check to clear, according to NetSpend.