HSBC, RBS, Lloyds TSB, MBNA and Santander are all MasterCard Member Banks, as of August 2015. A MasterCard Member Bank is a bank that is a part of the MasterCard network and allows card holders to withdraw money from their ATMs.
MasterCard is accepted at many ATMs around the world. Banks, ATMs and stores that accept MasterCard display the symbol prominently. To find MasterCard Member Banks in a specific city, use the ATM locator tool provided on the MasterCard website. Look for banks that are members of the Surcharge Free Alliance to avoid additional fees for taking a cash advance on a MasterCard.