You can make payments on your Sears MasterCard at the Sears MasterCard website, by mail or in person at any Sears or K-Mart store. To pay online, visit the Sears MasterCard website, click the My Account link near the top-right corner of the page and log in or register.
You can find the address for mail-in payments by clicking Contact Us on the website, and you can find store locations at the Sears and Kmart websites. When paying by mail, include your credit card account number on the check.
As of 2015, there is no annual fee for the Sears MasterCard. Cardholders are eligible for exclusive discounts and interest-free purchases in specific categories that vary by month. Cardholders also receive advance email notice of store sales.
Sears also offers the Sears Card, a store-specific credit card that provides many of the same benefits as the Sears MasterCard, but you can only use it at Sears and Sears-owned stores, such as K-Mart and Land's End. You can use a Sears MasterCard anywhere that accepts MasterCard.
If you forget your Sears Card or Sears MasterCard on a trip to a Sears or K-Mart, you can request a temporary pass that allows you to charge your purchases to your card.
Citibank issues both the Sears MasterCard and the Sears Card.