Users can make payments on the Wal-Mart Credit Card or Wal-Mart MasterCard by phone, by mail, on the Wal-Mart website or in person at a Wal-Mart store. Those who pay online need to have a checking account, and there's an option to set up recurring payments. All options are free of fees except for non-automated phone payments that require assistance from a representative.Continue Reading
A person who wants to make a phone payment using a checking account can call (877) 294-7880 if it's for a Wal-Mart Credit Card or (866) 611-1148 if its for a Wal-Mart MasterCard. Wal-Mart also has separate payment addresses for people who pay by mail. The customer service desk at a local Wal-Mart store can also process a card payment, but the user needs to bring the card's monthly statement with them. Paying online requires that the register signs up for an account on Wal-Mart's credit card website and then enters checking account information. Regardless of payment option, the user can choose to pay the current balance, the minimum payment, the last statement balance or any other amount.
The Wal-Mart MasterCard comes with cash back rewards for purchases and a discount on gas, notes Cardhub. Users get access to their credit scores for free each month, and the card comes with no liability for fraud. However, users can't make balance transfers with the card.Learn more about Credit & Lending