Q:

How do you make an online payment through Credit One bank?

A:

Quick Answer

To make an online payment through Credit One Bank, log into your account and choose Express Payment or Standard Payment. With express pay you can make a payment using a bank debit card or ATM card or payment can be transferred directly from your bank account.

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Full Answer

The Credit One Bank express payment option transfers money from your bank payment source by the next business day, allowing you to pay your credit card bill online more quickly. The standard payment option can only be used to transfer funds from a bank account, and funds arrive in about four business days. Payments received by Credit One Bank are posted to the posted transactions section of your account between 2 p.m. and 5 p.m. Pacific time. The bank charges a late fee for payments posted after the designated due date.

Credit One Bank account users are advised to pay the minimum amount due to avoid late fees, but its payment system accepts $1 as the lowest minimum payment amount. You cannot pay more than the current balance due on the account. Card users who use the express payment option must pay a fee for using the service, but there is no fee for using the standard payment option. You can also pay your bill using third-party services such as MoneyGram and Western Union.

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