To make a Credit Acceptance payment, a Credit Acceptance customer has the option of paying online or by visiting a Credit Acceptance Payment Center. Customers can also pay by mail or using an automated phone system.
To pay online via the Internet or a mobile device, customers of Credit Acceptance can opt to make a one-time payment or set up automatically recurring payments. There is a fee of $3, as of 2015, for one-time payments, while there is no cost for payments when automatic payments are selected.
Visiting a payment center is another option for submitting payment. Credit Acceptance Payment Centers are open from 10 a.m. to 6 p.m. EST Monday through Friday, but an after hours drop box is made available for dropping off payments via check or money order, according the Credit Acceptance website. Payments in person can also be made via MoneyGram using code 4093 or via Western Union using code Acceptance MI.
Mailing a check or money order to Credit Acceptance's Detroit, Michigan address is also a payment option. Customers opting to mail payments should mail the payments early enough to allow for additional transit time to reach Credit Acceptance and processing time to ensure timely crediting to their accounts.
Dialing 800-634-1506 connects customers to Credit Acceptance's automated phone system. Payments via a debit or credit card, checking account or savings account can be made using this number, but a fee of $4 applies.