Q:

Is lease-to-own at Big Lots good value?

A:

Quick Answer

Big Lots markets its lease-to-own financing program as a no-credit-check option for individuals that may not qualify for other financing types. This financing program is available at most Big Lots locations that sell furniture.

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Full Answer

Big Lots offers two credit options with financing provided through Progressive Leasing. Applicant approval and credit limits depend on the applicant's employment and income. Qualified purchases have 12-month finance contracts with a 90-day payment option and early buy-out discounts available after 90 days. If the customer pays for the purchase in full within 90 days, there is a 10 percent finance charge but no interest. Customers can complete an online application to pre-qualify for the program.

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