ING Bank in the United States has offices in New York, Los Angeles and Chicago, as well as in Atlanta, Dallas and Houston. Because ING does not have a commercial banking license in the country, it does not conduct retail commercial banking activities in the United States.
Instead, ING conducts wholesale banking operations in the United States through its subsidiary, ING Financial Holdings Corporation, which offers wholesale commercial lending, corporate finance and financial markets services. ING Bank is part of Dutch global banking giant ING Group. As of 2012, it has banking operations in more than 40 countries with annual revenues of $150 billion. Its no-frills branchless banking brand, ING Direct, operates in Australia, Austria and France, as well as in Germany, Italy and Spain.