Wells Fargo Bank provides financial solutions for individuals, such as retail banking, loans and credit products, and investment solutions. Additionally, Wells Fargo provides commercial services for business clients, such as asset management, corporate trust services, asset-based lending and supply chain finance.
Wells Fargo's retail banking services include an array of checking and savings products, and clients can earn interest on some types of deposits. Additionally, Wells Fargo offers certificates of deposit.
Wells Fargo's loan and credit products include home mortgages, equity loans and lines of credit, student loans, auto loans, and personal unsecured loans. The bank's investment segment provides individual retirement accounts, health savings accounts, and personalized portfolio management services. Clients that meet certain criteria may join the Private Bank, which offers the assistance of financial planning experts to meet the needs of the bank's high-wealth clients.
For commercial clients, Wells Fargo offers company-wide employee retirement services. In addition, its treasury management services include accounts payable and account receivable management, as well as payroll services and financial information reporting. The commercial financing unit offers financing options for equipment purchases and commercial real estate. Additionally, Wells Fargo's supply chain financing unit allows commercial clients to obtain increased purchasing power through greater resources and lower risk.