How Do Deeds of Reconveyance Work in California?

In California, when a borrower finishes paying off a home loan, the trustee files the deed of reconveyance to record full repayment of the loan, clearing the title to the property, which was held as collateral, and turning it over to the homeowner. By law, this must happen within 21 calendar days of the loan payoff, according to attorney Julia Wei of the Law Offices of Peter N. Brewer.