Wells Fargo Retail Services states that the Wells Fargo Home Projects Visa can be used at the home improvement store that issued the card, as well as any other stores where Visa is accepted. The card is only called a Home Projects card because it is offered by businesses in the home improvement industry. Once a consumer has it, they can use the card on any type of purchase, regardless of whether or not the purchase is related to home improvement.
The Wells Fargo Home Projects Visa is part of a consumer finance program offered through Wells Fargo. Companies in home improvement industries such as roofing, garage door, and HVAC companies, may apply to run a Home Projects Visa credit card program. Customers of these businesses who want to buy items or services from the store on credit can apply for the card. If they are approved, they can use the card immediately for purchases. As it is a revolving line of credit, they can continue to use the card at that store, or anywhere else Visa is accepted.