To check a bank account balance online, a customer typically goes to the "online banking" section of the bank's website and logs into his account. The first step to gain online access with many banks is to register. TD Bank and Union Bank both direct customers to enroll first.
Many banks offer real-time account balance information when customers log in. TD Bank shows this as a key benefit of its online banking services. In addition to checking account balances, customers can normally transfer funds from one account to another. After checking to see that the balance is high enough, a customer can also schedule bill payments through online banking. Union Bank lists this as one of the features of its online banking system. Person-to-person payments and online check image viewing are also common online features. Union Bank offers account monitoring tools to ensure online banking security.
Checking account balances is one of the most basic features offered with online banking services, suggests TD Bank. Union Bank also notes on its website that customers can receive notifications of account activity via mobile text messaging and email. Thus, a customer can check account balances online by logging in through a mobile device or application.