How Do You Cash a Postal Money Order?

A postal money order is treated like a personal check, so it can be cashed anywhere a personal check can be cashed, such as at the recipient’s bank or a convenience store. The difference is that a money order does not carry the risk of bouncing, since the money is paid to the post office at the time of purchase.

  1. Sign the back of the money order

    A signature is required on the back of a money order to cash it, just as it is required on the back of a check. The process for cashing a check and the process for cashing a money order are very similar.

  2. Take it to a bank or convenience store

    Banks typically cash money orders for free for people who have an account at the bank. If the recipient does not have a bank account, many convenience stores, grocery stores and discount stores, such as Walmart, offer check-cashing services. These check-cashing services do carry a fee, as that is how the company makes money.

  3. Show a photo ID

    Showing a valid, government-issued photo ID is required to cash a money order. Some places may also require a picture or fingerprint, depending on the specific check-cashing policies of the bank or store.