How Can You Verify a Cashiers Check?
To verify a cashier's check, accompany the issuer to the bank and watch them receive the check from a teller. Contact the issuer's bank to verify their account balance and use a check verification service to check their history. Make sure the check's value is the exact amount agreed upon.
- Watch them receive the check
If possible, go to the bank with the check's issuer and watch them receive the check from a teller. Stand in line with them to make sure they do not switch the check with a fake one.
- Contact the bank and use a verification service
Find the bank's phone number through the official website, because fake checks may include a phone number that leads to a "fake" bank teller. Verify that their account has enough funds to cover the check. Check the issuer's past history using a check verification service. Check verification services evaluate the issuer's history regarding checks bouncing or fraudulent checks.
- Inspect the check's value
Make sure that the check's value does not exceed the agreed amount to avoid overpayment scams.