It is possible for consumers to check if they are in the Telecheck system. One of the easiest ways to do this is if a check has been declined at a retailer. The retailer can provide the contact information for Telecheck, who then provides details regarding the denial.
Consumers also have the right to request a free copy of their annual credit reports and Telecheck report. Once this is received, consumers can dispute errors that need to be removed. The Fair Credit Reporting Act gives consumers the right to have a free copy of their credit reports every 12 months.