Can You Apply for an Emblem Credit Card Online?

Can You Apply for an Emblem Credit Card Online?

The Emblem MasterCard is not available to everyone, so it is not generally possible to apply for this card online. It is a credit card that a collections agency called Jefferson Capital International offers to debtors as a way to resolve debts, notes Credit Karma.

The Emblem MasterCard is potentially useful for people with low credit scores, as a way to raise their credit ratings, according to the product reviews on Credit Karma. However, some reviewers note that the card has a very low limit that rises slowly, if at all. The card has an annual fee and reportedly has higher-than-average interest rates. Several reviewers note that it is a useful tool for rebuilding bad credit but has limited use beyond that point, due to the costs associated and the lack of rewards programs.