Blue Cross Medicare Supplement Plan F pays the Medicare Part A hospital deductible and coinsurance, the Part B deductible, and excess charges. Additionally, it covers foreign travel agency care and skilled nursing facility coinsurance, explains BlueCross BlueShield of Illinois.
Blue Cross Medicare Supplement Plan F includes supplemental Medicare coverage for medical services covered in Part B, including outpatient and medical services in or out of the hospital. It also covers physician services, speech and physical therapy, durable medical equipment, diagnostic tests, supplemental Medicare coverage for skilled nursing facility care, home health care approved services and hospice care. In cases where service costs exceed $250, this plan covers 80 percent to a maximum of $50,000 in lifetime, except for foreign travel emergency care, states BlueCross BlueShield of Illinois.
Although patients are allowed to choose a hospital that is eligible for Medicare, if they live in a 30-mile radius of a hospital that is part of Medicare Select and agree to go to there for nonemergency elective admissions, they are able to save on their premiums, as noted by BlueCross BlueShield of Illinois. Other insurance plans offered by the company include Plans A, B, C, G and high-deductible Plan F. There are also Medicare prescription drug plans and medical advantage plans.