The Arkansas "hot check" law comes into effect when a person in the state of Arkansas writes a check for an amount he knows cannot be covered by the money in his bank account. Whether the hot-check writer has committed a felony or misdemeanor depends on the amount of the bounced check, but the penalties are also different depending on where the offense was committed.Continue Reading
As an example, in Saline County, Ark. it is a misdemeanor to write a hot check for less than $200. If the check is over $200 or the offender has written multiple checks totaling more than $500 over a three-month period, he may be charged with a felony, as of 2014.
However, In the city of Springdale, someone who writes a hot check of up to $1,000 is still qualified as a misdemeanor offender, with anything over that amount considered a felony. In addition to criminal charges being brought against the person who writes a hot check, there can also be a civil penalty incurred. Under Arkansas law, someone who was the recipient of a hot check can ask for the amount of the check plus a $30 fee to be awarded to him, as of 2014.Learn more about Bank Accounts
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Discover Bank's website lists the five ways to make a deposit, which include an online transfer from an external bank account, direct deposit, via a mobile phone along with Discover's mobile check app, wire transfers and mailing a check. Wire transfers may have a fee associated with them.Full Answer >
To locate a bank account legally, purchase a product or service, and pay by check if the subject in question owns a store, suggests the National Check Fraud Center. Hire a third party to perform the purchase if the subject may recognize you and only if there's no safety risk involved. This method is a legal way to find out a debtor's bank account number, which may appear in your bank statement after the purchase.Full Answer >
You can find the bank account number at the bottom of a check. A check features three numbers at the bottom, with the number located at the center being the account number at a customer’s bank, according to About.com.Full Answer >