Access the Bank of America WorldPoints Rewards catalog at the Bank of America website online, according to Bank of America. In order to see the catalog items, you need a Bank of America online ID and passcode. Create an ID and passcode by enrolling in the Bank of America online banking system.
WorldPoints are points earned by using an eligible Bank of America credit card to make purchases, according to Bank of America. There is no limit to how many points a user earns, although unused points expire five years past the end of the month in which they were earned.
To redeem WorldPoints, eligible cardholders visit the WorldPoints Rewards catalog and select from a list of offers, including merchandise, gift cards, travel benefits and event tickets, states Bank of America. Offers start at 2,500 points. When ordering merchandise, the points required cover standard shipping charges, and packages ship within 48 hours. As of 2015, the catalog includes many brand-name products, such as Bose, KitchenAid, Sony, and Black and Decker.
When redeeming WorldPoints for Internet offers, the user selects the offer, and the website redirects the user to the merchant's Web page. In some cases, the offer page has a promotional code that needs to be entered at the merchant's site. The merchant applies the discount immediately to the purchase amount.