A 62-year old individual who has earned the compulsory 40 credits is eligible to apply for Social Security benefits before the full retirement age. Depending on the person's birth year, full retirement age is between 65 ... More »

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Individuals qualify for Social Security retirement, disability and survivors benefits by accumulating enough work credits while employed or by being a family member of someone with enough work credits. Eligibility for Su... More »

www.reference.com Government & Politics Social Services

Individuals over the age of 65 qualify for Medicare as do certain individuals under 65 who are disabled or have permanent kidney failure. Those who wish to apply for this program may do so at the official website, callin... More »

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Widows of spouses who earned enough work credits can receive full monthly Social Security benefits if they retire at full retirement age or reduced benefits if they retire at age 60 or later. Widows can receive benefits ... More »

www.reference.com Government & Politics Social Services

People can begin collecting their Social Security benefits at age 62, though they are not entitled to the same amount as if they waited until normal retirement age, which is determined by their birth year. Widows or wido... More »

www.reference.com Government & Politics Social Services

Those who opt to begin receiving Social Security benefits before full retirement age can cancel the benefits within 12 months of initiating them, but they must pay back any benefits they have already received. Those of f... More »

www.reference.com Government & Politics Social Services

Social Security retirement benefits are lower for individuals who elect to begin receiving benefits before the age of 62, and higher for those who delay taking benefits until after full retirement age, according to the S... More »