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www.thebalance.com/types-of-insurance-policies-you-need-1289675

Insurance can offer peace of mind if you know you're protected against the unexpected. You can find an insurance policy to cover almost anything imaginable but some are more deserving than others of a place in your financial plan.As you map your financial future, these four types of insurance should be firmly on your radar.

www.thebalance.com/why-every-policyholder-needs-umbrella-insurance-2645466

For example, a home insurance policy provides the primary liability for a loss, once the amount of money in the homeowner personal liability is exhausted or maxed out, then the umbrella insurance kicks in. Umbrella insurance may also be referred to as excess liability insurance.

www.forbes.com/sites/thesba/2012/01/19/13-types-of-insurance-a-small-business...

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or ...

www.entrepreneur.com/article/241026

From the day an entrepreneur starts a business, he exposes himself to certain risks. Even before the first employee is hired, a business is at risk, making it important to have the right insurance ...

www.moneycrashers.com/umbrella-insurance-policy

Your auto insurance policy only covers the first $250,000 of that, so you’re on the hook for the remaining $750,000. This could be a complete disaster for you – unless you have an umbrella insurance policy. This kind of insurance takes over when your other policies run up against their coverage limits.

www.allstate.com/tr/personal-umbrella-policy/whats-umbrella-insurance.aspx

A personal umbrella policy can help cover the additional costs when your standard insurance policy isn't enough. An umbrella policy could provide the additional coverage you need so that you don't get stuck trying to pay the remaining balance yourself. This extra policy could help protect your bank account, home and other personal property.

clark.com/insurance/insurance-policies-you-need

The 4 insurance policies you actually need; Image Credit: Dreamstime . Advertisement. Over the course of your life, you’ll likely be encouraged to sign up for dozens of different kinds of insurance policies, from “Grow-Up” life insurance for newborns to long-term care insurance closer to the end of your life.

en.wikipedia.org/wiki/Insurance_policy

In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

www.kiplinger.com/.../T028-C001-S001-why-you-need-an-umbrella-policy.html

We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1-million personal-liability umbrella policy. Why would we need this much coverage?

www.investopedia.com/insurance/insurance-policies-everyone-should-have

Protecting your most important assets is an important step in creating a solid personal financial plan, and the right insurance policies will go a long way toward helping you safeguard your ...