Pre-approval means a lender is ready to make a customer a loan or extend some other type of credit based on information the customer provided or that the lender retrieved from a credit reporting agency. Pre-approval is n... More » Business & Finance Credit & Lending

Banks and other lending institutions provide pre-approval letters for loans. The application process usually involves a full credit report check and disclosure of financial information, such as the two previous years' pa... More » Business & Finance Credit & Lending Personal Loans

Information in a pre-approval letter includes the amount of money a potential borrower qualifies for, the National Association of Realtors explains. This figure is usually adjusted depending on the applicant's income, ex... More » Government & Politics Law

To apply for a mortgage pre-approval, a person must provide detailed information about her income and assets that is then reviewed by the lender to ascertain whether or not the applicant is in a position to repay the loa... More » Business & Finance Credit & Lending

To apply for a CrossCountry mortgage online, first provide loan information, including the purpose of the mortgage, the desired loan type and amount, the type of property, and the desired use of the property you wish to ... More » Business & Finance Credit & Lending

An FHA loan is backed by the Federal Housing Administration and is offered through specific lenders, while a conventional home loan can be obtained by almost any lender and isn't backed by an agency, according to SFGate.... More » Business & Finance Credit & Lending

Get a home improvement loan by deciding the type of loan you want, shopping for the best terms and securing approval. Before applying for the loan, consider the pitfalls if you are planning to sell the home within a shor... More » Business & Finance Credit & Lending