One difference between an HMO and a PPO is that HMO plans require a consumer to choose a primary care physician, while a PPO plan does not have this requirement. HMO and PPO insurance plans differ in the amount of option... More » Business & Finance Insurance

Preferred provider organizations, or PPOs, cover medical care dispensed both within and outside their networks, while health maintenance organizations, or HMOs, solely cover services provided within their networks, expla... More » Business & Finance Insurance Health Insurance

An HMO, or Health Maintenance Organization, requires members to select a primary care physician who determines treatments and refers patients to specialists, according to Medical Mutual. A PPO, or Preferred Provider Orga... More »

There are different medical networks and paperwork requirements associated with HMO, PPO and HSA health insurance plans, as noted by WebMD. These differences determine the medical experts a patient can visit and the amou... More » Business & Finance Insurance

The primary difference between HMO and PPO insurance plans lies in the restrictions on doctors and networks. An HMO plan is typically more affordable but comes with more restrictions on which doctors can be seen. A PPO p... More » Business & Finance Insurance

A PPO health insurance plan is a network insurance policy in which a covered person doesn't have to elect a primary care physician. Instead, members are able to use both in-network and out-of-network providers without a ... More » Business & Finance Insurance Health Insurance

Cigna's Health Maintenance Organization insurance allows subscribers and their family members covered by the plan to choose their primary care physician, according to the Cigna website. Subscribers select these physician... More » Business & Finance Insurance Health Insurance