Generally, an individual may choose to file for Chapter 7 personal bankruptcy relief when his expenses and bills outstrip his income. However, a person who wants to file personal bankruptcy must meet eligibility requirem... More »

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Although an individual can file for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, both types involve the same four steps, according to Money Crashers. These steps include providing a financial inventory, receiving c... More »

Bankruptcy law does not establish a minimum time frame before an individual can file for bankruptcy again, according to NOLO. However, filing too soon after a discharge was received means the individual cannot receive an... More »

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An individual can file for Chapter 7 bankruptcy if his income is not over a certain amount and he passes the "means test," according to Nolo. If the individual has filed a previous bankruptcy within a certain period of t... More »

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Plaintiffs and their attorneys determine the value of lawsuits by totaling any related medical bills, lost wages, lost earning capacity, incidental expenses and requested compensation for pain and suffering, according to... More »

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Lawyers calculate the amount of personal injury claims by adding economic damages, which stem from lost income, property damage, medical bills and other personal expenses incurred, to general damages, which include the p... More »

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The America’s Affordable Health Choices Act of 2009 limits the annual expenses out of pocket to $5,000 for an individual and $10,000 for a family. The bill also provides affordable premium credits for individuals and fam... More »

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