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www.checkwriter.net/refer-to-maker.htm

Refer to Maker - RTM - Checks returned with the RTM stamp require the depositor to contact the maker of the check. Refer to maker means, you should contact the person that wrote the check to find out why the item was returned. If the maker does not know why the item was returned, the maker should contact their own bank for the reason.

www.reference.com/business-finance/return-maker-mean-check...

What Does Return to Maker Mean on a Check? Return to maker is commonly written as refer to maker and means that the person who was given the check needs to refer or return to the original writer of the check in order to learn why the check was not accepted or was returned.

answers.yahoo.com/question/index?qid=20110223235418AA6w1GC

What does "Refer to Maker" mean on a check? ... Refer to Maker is a blanket endorsement that means the situation is more severe then just not being available at the time the item was presented. Most likely a levy was placed on your employer's accounts and that is why they can not pay the check for you at this time.

checkwriter.net/returned-check.htm

Refer to Maker - RTM - Checks returned with the RTM stamp require the depositor to contact the maker of the check. Refer to maker means, you should contact the person that wrote the check to find out why the item was returned. If the maker does not know why the item was returned, the maker should contact their own bank for the reason.

www.answers.com/Q/What_does_refer_to_maker_mean_on_a_check...

"Refer to Maker" on a money order or cashier's check probably means that the location of which the check was drawn upon (such as Western Union, USPS etc) did not verify the item as valid.

www.tweaktown.com/articles/5301/what-is-a-maker-what-it...

What does it really mean to be a "Maker?" Some of you will recognize me from my morning news post, but that is not all I do here at TweakTown. I have been asked to contribute some original content ...

www.quora.com/What-does-the-phrase-return-reason-s-refer...

What does the phrase "return reason- s refer to maker" mean on a returned check? Update Cancel. a d b y S e g m e n t. Standardize data collection to drive trust and use of data. Spend time building core products, including experiences on top of the data. F r e e T r i a l ...

arstechnica.com/civis/viewtopic.php?t=147609

Refer to Maker can mean anything from fraud, to NSF, to a stop payment. Also, knowing which bank the check is drawn off of would help. Zaskar

www.dcurbanmom.com/jforum/posts/list/163123.page

The reason given was "refer to maker" and also written at the bottom was "not our item". I've called my bank twice and they have no record of a returned check. They see no record of that check number at all, so it wasn't withdrawn from our account. Looking online I see that refer to maker has no standard meaning.

www.quora.com/Bank-cashed-a-check-and-later-called-because...

Thanks for the A2A. I noticed that in your question there was a phrase "RETURN to maker." While that's not an actual return reason used in banking in the US, it is a commonly misunderstood interpretation of the phrase "REFER to maker," which is an actual reason banks might dishonor a check.