Why aren’t all credit cards accepted everywhere? Why are certain credit cards accepted by some merchants but not others? When it comes down to it, much of it has to do with fees the merchant must pay. When a consumer uses a credit card, a merchant pays credit card processing fees for each transaction.
Visa and Mastercard are both accepted just about everywhere that takes credit cards. With only a handful of exceptions, any place that takes one will take the other.
Find out why Discover Card acceptance isn't as widespread at as many stores and other merchants as Visa or MasterCard.
Alternately, you can utilize traveler’s checks if you don’t have a credit card other than Discover and you don’t want to carry cash. Using Your Discover Card in Europe. Remember that Visa and Mastercard are the most commonly accepted credit cards in Europe, and while some places may accept Discover card in Europe, you shouldn’t count on it.
There’s a couple of reasons why you should lean toward credit cards for paying for purchases overseas. First of all, you don’t get slammed with any fees, if you’ve taken the time to hunt down a card that has no foreign transaction fees. You also get the best rates. Most of the time, it’s also accepted everywhere. Like, about 85% of the ...
Every time you make a purchase with your credit card, the merchant has to pay a fee to the credit card issuer on that transaction. Usually, these fees are a small percentage of the transaction amount. Some merchants opt to accept payment only from the card companies that charge lower swipe fees than others.
Where is a Discover card accepted? Find out where you can use your Discover card with the help of this guide to international credit card usage.
Visa cards are accepted in more than 200 countries and territories. So you can use a Visa credit card pretty much everywhere that takes plastic around the world. Visa is not the most widely accepted card network, however. That distinction goes to Mastercard, which is accepted in more than 210 ...
Credit cards are a convenient alternative to carrying cash — as long as merchants accept them. Visa and MasterCard are accepted by virtually every merchant that takes credit cards, both in the U ...
Whether you’re simply crossing the border to Canada or Mexico, or heading to Europe, Asia or elsewhere around the globe, the best credit cards for international travel are accepted nearly everywhere and do not charge foreign currency transaction fees—sometimes called FX fees. Even better, some offer 24/7 international concierge service.