State Parity Laws. If a state has a stronger state parity law, then health insurance plans regulated in that state must follow those laws. For example, if state law requires plans to cover mental health conditions, then they must do so, even though federal parity makes inclusion of any mental health benefits optional.
The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) is a federal law that generally prevents group health plans and health insurance issuers that provide mental health or substance use disorder (MH/SUD) benefits from imposing less favorable benefit limitations on those benefits than on medical ...
The Mental Health Parity Act (MHPA) is legislation signed into United States law on September 26, 1996 that requires annual or lifetime dollar limits on mental health benefits to be no lower than any such dollar limits for medical and surgical benefits offered by a group health plan or health insurance issuer offering coverage in connection with a group health plan.
Learn more about mental health parity enforcement. APA Members: How to Report a Problem. To report problems with parity or for other practice management issues, APA members may call the Practice Management HelpLine at (800) 343-4671 or send an email to email@example.com.Please include the following information:
States can still enforce their own parity laws that are stronger than federal law. State mental health parity laws vary considerably. The National Alliance on Mental Illness tracks them (see chart below) and provides information and support for those dealing with mental illness. Types of laws in the mental health parity
The law, otherwise known as the Mental Health Parity Act of 1996 (Public Law 104-204), prohibits group health plans that offer mental health benefits from imposing more restrictive annual or lifetime limits on spending for mental illness than are imposed on coverage of physical illnesses.
HHS Study: Consistency of Large Employer and Group Health Plan Benefits with Requirements of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 HHS Study: Short-Term Analysis to Support Mental Health and Substance Use Disorder Parity Implementation
Mental Health Parity: Enforcement by the New York State Office of the Attorney General New York state and federal law require that health insurance plans cover mental health and substance use disorder treatment the same way they cover all other medical treatment, ensuring “parity”
State Mental Health Parity Laws. The MHPAEA parity requirements are federal requirements. State parity laws can be stricter about enforcing parity, and some are. For example, New York has one of the stricter parity laws among the states. Not only does it require a minimum of 30 days inpatient and 20 days outpatient treatment for mental health ...
Making Mental Health Essential Health. The Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA or Parity Act) requires health insurance carriers to achieve coverage parity between Mental Health/Substance Use Disorders (MH/SUD) and medical/surgical benefits, especially in regard to financial requirements and treatment limitations.