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With an HMO plan, services are generally not covered if you use an out-of-network provider.Emergency services are covered according to your plan’s benefits (regardless of a provider’s network status). With a PPO or POS plan, Medical Mutual covers your claims at a lower level if you use an out-of-network provider.You are responsible for paying any additional amount.

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Preferred Provider Option (PPO) Group Dental Plans. Medical Mutual’s PPO dental product, SuperDental, is offered using DenteMax, a leading national dental network with 153,000 locations where you can find a DenteMax dentist nationwide. With SuperDental, your employees are free to receive care from any dental provider they like.

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This Medical Mutual of Ohio and its Family of Companies (collectively, “Medical Mutual”) website may contain links to other Internet sites (“Third Party Sites”) that are not maintained by or under the control of Medical Mutual. These links are provided solely for your convenience, and you access them at your own risk.

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Why Choose Medical Mutual’s Dental Plans? When choosing a Medical Mutual dental plan, you have bene˜ts and coverage to meet your needs and access to high-quality, affordable dentists. With a dental plan from Medical Mutual, we provide you the options you want and the value you expect.

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In Ohio, and several other states, Medical Mutual has a network of doctors and hospitals. This network gives retirees access to an extensive list of doctors, hospitals and other health care professionals. Call Medical Mutual customer service at 1-877-520-6728 to find network providers in your area.

www.physiciansmutual.com/cs/products/dental/dental.html

Affordable Dental Insurance from Physicians Mutual Insurance Company. Help protect your smile and your health with affordable dental insurance. For about a dollar a day, * you can get real insurance protection that helps cover over 350 procedures — from routine exams to fillings to crowns — and even dentures.And there's no deductible.

www.dmba.com/sc/medical/FindProvider.aspx

**IMPORTANT** Some providers are not contracted for all medical plans offered by Deseret Mutual. Please verify the contract status of each provider, hospital and/or facility related to any expected health care you might receive. To verify if a particular provider is contracted for your plan, please click the provider’s name after the results ...

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Physicians Mutual Insurance Company • Physicians Life Insurance Company 2600 Dodge Street, Omaha, Nebraska 68131 Physicians Mutual Insurance Company offers reliable Medicare Supplement, dental and supplemental health insurance.

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MedMutual Advantage Plans give you peace of mind with hospital, medical and prescription drug coverage all included in one plan. In addition, all plans come with dental, vision and hearing coverage plus access to wellness benefits, discounts and more at no additional cost.