According to Esurance, insurance coverage follows the vehicle, not the driver. If the owner of a vehicle allows a person to drive a car whom is not listed as a driver on the insurance policy, the vehicle owner risks liab... More »

The penalties for letting an unlicensed driver operate a motor vehicle vary from location to location. The Virginia Code of Statutes, for example, states that allowing anyone who is not licensed, or whose license has bee... More »

Unless an uninsured vehicle is added to a new or existing automobile insurance policy, it cannot be legally driven. Contrary to a popular myth, vehicle insurance does not follow the driver but is instead tied to a partic... More » Government & Politics Law Driving Laws

When making an insurance claim on a stolen car, file a police report, notify your insurance company of the theft and possibly file a homeowner's insurance claim to cover any losses not covered by your vehicle's comprehen... More » Business & Finance Insurance Vehicle Insurance

Though specific car insurance laws vary by state, every state requires that vehicle owners have a minimum level of auto insurance coverage to cover the costs of damages to others or to property in an accident, notes USA.... More » Business & Finance Insurance Vehicle Insurance

One tip for finding cheap car insurance online is to know exactly how much coverage is necessary for the vehicle in question and comparing prices for minimum coverage at different insurance agencies, especially the costs... More » Business & Finance Insurance Vehicle Insurance

When choosing a commercial truck insurance policy, a business owner should select a policy that covers the driver and includes coverage for physical damage, cargo and primary liability, suggests Insurance Truck. Accident... More » Business & Finance Insurance Vehicle Insurance