To calculate a lump sum pension benefit, determine the present value of your plan. Enter the monthly pension payment, assumed interest rate and assumed number of payments into a present value calculator. The lump sum pay... More »

To find the percentage of a number, multiply the number by the percentage fraction. A percentage is a proportion between two quantities expressed in hundredths. More »

A Riemann sum is a method of approximating the area under the curve of a function. It adds together a series of values taken at different points of that function and multiplies them by the intervals between points. The m... More »

An equity release is a loan plan that allows individuals to continue using their homes and receive a lump sum or regular income based on their homes’ value. Lenders recoup the money given to borrowers upon sale of the pr... More »

The average percentage of loss when taking a lump sum payout, such as cashing in an annuity, can be as high as 10 percent, according to Bankrate. Recipients incur liability for federal taxes and penalties if they sell th... More »

To use a pension calculator, enter the required data into the fields to get a sense of the present value of your pension over time, according to Bankrate. This helps you determine how much life insurance you need to have... More »

The aggregate value is a mathematical term used to refer to the collective sum of a number of smaller sums. The term is typically used when an individual or group needs to analyze data from multiple data sources. The agg... More »