The number of credit cards a person has is not as important as what is done with those credit cards. Having too many cards can negatively affect a credit score and the ability to obtain loans. You should have between thr... More »

www.reference.com Business & Finance Credit & Lending

While there is no specific number that is best, having several credits that are used sparingly is often the best approach to maintaining good credit, according to Bankrate. Having multiple cards with high limits and litt... More »

www.reference.com Business & Finance Credit & Lending

A Gallup survey, conducted in April 2014, indicates that the average number of credit cards that adult Americans own ranges from three to four. This number is lower than in previous years surveyed, states CreditCards.com... More »

www.reference.com Business & Finance Credit & Lending

Credit cards that require deposits are known as secured credit cards, and consumers with poor credit histories can use them to improve their credit ratings, reports Bankrate. The deposit becomes collateral for the credit... More »

People choosing small business credit cards should shop around, choose cards that offer categorizations of expenses on statements, analyze cards' costs and choose proper rewards programs, states Entrepreneur. A good busi... More »

www.reference.com Business & Finance Credit & Lending

Synchrony Bank offers several different private label credit cards, or store credit cards, including store cards for HH Gregg, Rooms To Go and Pep Boys, according to Synchrony.com. HH Gregg specializes in electronics, Ro... More »

www.reference.com Business & Finance Credit & Lending

The easiest credit cards to obtain are cards that are designed for individuals that have poor or no credit such as the First Premier Bank credit card. Cards associated with particular retailers are also easy to open. More »