A judgment remains on a credit report for seven years from the date of filing. A judgment is considered a public record and can adversely affect a credit score. Some public records, such as divorces, do not affect a FICO... More »

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Financial Scams notes that an eviction can stay on a credit report for up to seven years. Typically the landlord does not send the information to the credit bureaus. When a landlord evicts a tenant through court action, ... More »

A bankruptcy may take up to 10 years to fall off of a consumer credit report, according to FICO. During this time period, anyone who performs a credit check can see the consumer's bankruptcy information. More »

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A repossession stays on a credit report for seven years from the date of the first missed payment which led to the repossession, according to the credit bureau Experian. The term "repossession" is shown as the status on ... More »

A judgment remains on a credit report for seven years starting from the date the judgment was filed. Some other types of adverse public records can remain on a credit report for up to 10 years, but the effect of these ne... More »

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Unpaid debts can stay on a credit report for up to seven years after the account becomes delinquent, according to myFiCO. Late payments, foreclosures, completed Chapter 13 bankruptcies and collections may all stay on a c... More »

To begin the process of placing a freeze on your credit report, contact the three major credit reporting companies by phone, and be prepared to provide your name, address, date of birth, and Social Security number. Exper... More »

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