The length of time negative information remains on a person's credit history ranges from seven to 10 years. A bankruptcy has the longest-running implications, as it stays for 10 years. Other items, lawsuits and judgments... More »

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Negative accounts on a credit report are usually removed after 7 years; however, negative accounts pertaining to bankruptcies generally remain on the credit report for 10 years. The time starts when the account is first ... More »

A bankruptcy may take up to 10 years to fall off of a consumer credit report, according to FICO. During this time period, anyone who performs a credit check can see the consumer's bankruptcy information. More »

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While a multitude of factors impact a person's FICO credit score, they are broken down into five broad categories: payment history, amounts owed, length of credit history, new credit and types of credit used. Each factor... More »

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A person's FICO credit score is determined by payment history, amounts owed, length of credit history, new credit and types of credit used. The weight of these factors varies, with payment history accounting for the grea... More »

A credit history provides a record of a consumer’s borrowing habits, such as the number of existing loans, so lenders and insurers can decide whether to approve the person for a new loan or credit line, according to Cons... More »

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Consumers can see their credit history by accessing them online through one of the three major credit bureaus, Bankrate reports. Customers are allowed one free credit report per year per reporting agency, which can be ob... More »