No-fault car insurance is a type of insurance product that covers damages sustained in a car accident without regard to which driver caused the damages, notes Nolo. When default is determined, the at-fault party's insura... More »

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Washington is not a no-fault insurance state but a fault insurance state. This means in Washington, each party involved in a car accident is liable for damages and injuries according to each party's degree of fault. More »

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As of 2015, states that legally require no-fault car insurance include Florida, Hawaii, Kansas, Kentucky and Massachusetts, according to Allstate. Additional states with no-fault insurance are Michigan, Minnesota, New Je... More »

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Though specific car insurance laws vary by state, every state requires that vehicle owners have a minimum level of auto insurance coverage to cover the costs of damages to others or to property in an accident, notes USA.... More »

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According to CarsDirect, third-party insurance covers injuries sustained by other passengers and drivers and damage done to other vehicles involved in the accident as long as the insured individual is at fault. Currently... More »

Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary b... More »

Motor vehicle collision insurance covers the cost of repairing damages resulting from an accident, and comprehensive insurance provides coverage when the source of the damage is unknown or not preventable. The amount of ... More »

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