A check can be cashed online through check imaging, according to The Telegraph. Check imaging involves processing a digital copy of a check rather than the real physical check. This system requires customers to take a scan of their checks through their smartphones and s...
Individuals with bank accounts can deposit personal checks by using a mobile check-deposit app provided by a bank, but they cannot access funds until checks are verified. To use the app, a customer physically endorses the check, photographs the check, scans and remotely...
Cash a check at a bank by endorsing the check and providing a valid photo ID. While you can cash a check at your own bank or at the bank on which the check was drawn, but you may have to pay a fee at a bank that's not your own.
To cash a personal check, endorse it on the back, and then present it at your own bank or at the bank from which the check is written. Show a valid form of government-issued identification to receive the cash.
People can cash a check by going to a branch location of the bank or credit union that issued the check, according to the Consumer Financial Protection Bureau. Individuals must present proper identification to cash the check.
According to the Uniform Commercial Code, a United States bank is not legally required to deposit or cash a check that is more than six months old. The Code notes that the bank may choose to pay the check after six months in good faith to the account holder.
Writing a check for cash can be done two ways. A person can either write the word "cash" in the "Pay to the order of" blank line on a check or put his own name in that payee space.