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www.creditcards.com/credit-card-news/5-excuses-fixes-pay-bills-late-1265.php

Unfortunately, many of us know the consequences firsthand. A May 2013 survey by Citi shows that half of Americans have made a late payment on a bill at some point — and of those, 88 percent messed up in the past year. Excuses abound for paying bills late, but that doesn’t mean they’re good ones.

www.sample-resignation-letters.com/writing-a-simple-letter-explaining-late...

Tip 2 - Explain Why Late Payments Occurred The whole purpose of this letter is to explain why payment problems happened, so including specific explanations is vital. The lending company doesn't need to know every detail of the writer's personal life, but they do need to know exactly what happened so they can make an informed decision.

penlighten.com/late-payment-explanation-letter

An explanation letter is also a very good proof that you have informed the lender about your inability to pay, and can be useful in case if the lender initiates a foreclosure or a seizure of property. Sample Late Payment Explanation Letter

www.badcredit.org/write-letter-explanation-credit-problems

To be effective, a good letter of explanation needs to observe certain rules: ... I am sending you this letter and the attached documents to explain my late medical bill payments to XXXXX Hospital. This applies to late payments dated 5/1 to 6/15, 2012 for a balance of $45,971.

www.wikihow.com/Write-a-Late-Payment-Letter

How to Write a Late Payment Letter. When making a payment for a bill or a loan, the best thing you can do is to pay on time, every single time. In an ideal world, this would always be the case. However, sometimes things occur that prevent...

www.answers.com/Q/How_do_you_write_a_letter_of_explanation_for_late_payments

To write a letter of explanation for late payments because of a change of address, you could say that you did not receive your mail in a timely fashion.

www.letters.org/explanation-letter/sample-letter-explaining-late-payment.html

Use our free Sample Letter Explaining Late Payment to help you get started. Simply download the .doc or pdf file and customize it. If you need additional help or more examples check out some of the sample letters below.

esampleletters.com/mortgage/mortgage-letter-of-explanation-for-late-payments

A letter of explanation is a simple document that includes your reason for sending in late mortgage payments and an apology. You may also want to write how you intend to make up for the late or failed payments – depending on your situation, you can suggest a payback plan that suits you and the mortgage company.

www.mortgagewomenmagazine.com/viewpoints/underwriting-letters-explanation

A good rule of thumb is the more numerous the untimely payments and the more extended the time period, the more likely the borrower is responsible. A cluster of late payments within a limited time period is less concerning if sufficient time has elapsed since.

www.creditinfocenter.com/forms/sampleletter14.shtml

This letter will not help a desperate credit situation, but may make a difference in a marginal one. Explaining a couple late payments could mean the difference between a good interest rate and a fair one. The basic premise of this explanation letter is to address: The situation you were in which caused you to pay late was beyond your control.