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Unpaid interest is never capitalized on Perkins Loans. Request a Deferment. Most deferments are not automatic—you need to submit a request to your student loan servicer, often on a form. Also, for most deferments, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the deferment.


The federal student loan programs include the Direct Loan, FFEL, and Perkins ... for a deferment on loans that are held by different loan holders, you must submit a separate deferment request to each loan ... References to “your loan holder” on this form mean either your loan holder or your servicer. A subsidized loan


Federal student loan forms for requesting or changing repayment plan selection, recertifying income-driven repayment plan requirements, postponing payment (deferment and forbearance), loan cancelation (discharge and loan forgiveness), and defaulted loan rehabilitation.


NEW: Automatic Suspension of Monthly Payments as a Result of the COVID-19 National Emergency To provide relief to student loan borrowers during the COVID-19 national emergency, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last from March 13 ...


Deferments and forbearances are temporary suspensions of the obligation to repay federal student loans. To apply for a deferment or forbearance, the borrower must send the correct form to the loan’s servicer. The most common deferment and forbearance forms can be found below.


Yes, but only if your federal tax refund was in the process of being withheld—on or after March 13, 2020, and before Sept. 30, 2020—for the repayment of a defaulted federal student loan. Your federal tax refund will not be returned to you if the process to withhold your refund was completed before March 13, 2020.


Here is a list of student loan servicers for federal student loans that the U.S. Department of Education owns. If you’re not sure who is your student loan servicer, you can call Federal Student ...


Borrowers interested in receiving student aid forms, student loan statements, notices, written communications, and publications in alternative formats should contact us directly at 800-722-1300 or by email at altformatrqsts@navient.com. Navient offers various alternative formats such as Braille, large print, audio CD, and digital navigable ...


Determine if your federal student loans are eligible for a deferment or forbearance. Take Our Eligibility Quiz. Suspending payments can have a big impact on the overall cost of repaying your student loans. Consider making payments to limit the interest that may capitalize (be added to your balance) over time.


If you have another type of Sallie Mae loan, refer to your promissory note or call us to see if these deferments are available. To apply for this deferment, customers and an official from the internship, clerkship, fellowship, or residency program must complete and submit a deferment form to us for consideration.