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Defer student loans by applying for deferment with the student loan servicer handling the loans. The U.S. Department of Education states that deferment allows students to temporarily postpone making payments without defaulting on their student loans.


There are a few ways that student loans can be deferred: in-school deferments and hardship deferments. While there is no time limit on deferments for a borrower that is enrolled in either a part time or full time degree program, the limit for hardship deferments is thre...


Great Lakes student loan deferments allows students to delay paying student loans if they meet certain conditions. Great Lakes Higher Education Corporation and Affiliates is a non-profit organization that helps students borrow money to attend college.


Students apply for all federal government student loans by filling out the Free Application for Federal Student Aid, or FAFSA, reports Federal Student Aid. Students can fill out the FAFSA online, print out or order a paper copy, or file the FAFSA through their school.


A student loan is money borrowed specifically for the purposes of paying for education-related expenses. Students use loan money to cover the costs of tuition, fees, books, and room and board. Some students aren't able to attend college to pursue a degree without studen...


There are three main ways to get a student loan. These include federal loans from the government, private loans from third parties and loans from family members.


Programs that assist federal student loan borrowers include the Income-Based, Pay As You Earn and Income-Contingent Repayment Plans, according to the Student Aid office of the U.S. Department of Education. Borrowers may also be eligible for programs that forgive portion...