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A load factor is calculated with the following formula: Load Factor = Month's kWh Usage / (Peak Demand or KW x 730). A load factor is simply the energy load on a system compared to its maximum potential or peak load for a period of time.

www.reference.com/article/factors-calculating-cost-living-rate-290ec2a6ccdf022d

Factors that affect the cost of living rate include grocery expenses, housing costs, utilities, transportation and health care, according to CNN Money. Inflation has an impact on cost of living rates, states the Social Security Administration. Inflation becomes a factor...

www.reference.com/article/factors-car-loan-calculators-consider-c947fa4244190a4c

Car loan calculators take into account the amount of the auto loan, the term of the auto loan, the annual interest rate and when the loan begins, as stated by Bankrate. When entering the loan amount, buyers subtract the amount of their down payment from the full amount ...

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www.reference.com/article/factors-used-calculate-driving-time-between-cities-fff9d1edf6ffb12

Driving time calculators use official speed limits, actual travel time, recommended speeds and historical average speeds recorded between two cities. They make predictions based on a mix of all available driving time data.

www.reference.com/article/factors-credit-score-calculation-437a3d20e2f4590f

The factors that go into calculating a FICO credit score, the system used by most banks and other businesses that deal in credit, include payment history, amount of debt, length of credit history, types of credit and amount of inquiries. Special circumstances such as ba...

www.reference.com/article/calculate-money-factor-lease-ba250e46963e3bf7

In order to calculate the money factor, multiply the annual percentage rate (APR) by 2400. The answer to this multiplication problem is the interest rate the dealer is using to calculate the monthly payment on the lease.