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Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.


The penalty for not maintaining health coverage varies each year, as indicated on HealthCare.gov. Individuals who do not have health care coverage in 2015 must pay the higher of 2 percent of the household's yearly income above the tax filing threshold, or a flat fee per...


Unless an uninsured vehicle is added to a new or existing automobile insurance policy, it cannot be legally driven. Contrary to a popular myth, vehicle insurance does not follow the driver but is instead tied to a particular vehicle.


According to Esurance, insurance coverage follows the vehicle, not the driver. If the owner of a vehicle allows a person to drive a car whom is not listed as a driver on the insurance policy, the vehicle owner risks liability in the event an accident occurs.


The federal government funds over 9,300 community health centers that typically provide family planning and primary care services to anyone. These clinics offer sliding-scale payments to patients with incomes up to 200 percent of the federal poverty level, making them m...


Health clinics for the uninsured profile quality health care services just like any other health care facility, as stated by the Institute of Family Health. They adhere to the same medical standards that bind all health care facilities.


A conventional uninsured loan is a mortgage that does not have private mortgage insurance, explains Homestead Funding Corp. Private mortgage insurance is usually required on mortgages of more than 80 percent of the value of the property.