Medicaid provides many low-income families with dental coverage. While coverage from Medicaid plans varies from state to state, most states provide dental coverage as of 2014.
Dental care for low-income families is available through Medicaid and CHIP programs, according to the U.S. Department of Health & Human Services. Other resources for low-cost dental care include dental schools, local health departments and clinical trials.
Dental insurance is financial coverage for preventative and treatment-based dental health care. A person pays a dental health insurance provider premiums in exchange for guaranteed payments of benefits on covered services. Many people participate in group-based PPO or HMO provider network plans.
One of the easiest ways to get dental insurance is to sign up for the plan offered by an employer or spouse's employer. Many employers offer dental insurance as a part of a benefits plan. Signing up for dental insurance can be as simple as talking to the human resources department about which option
FreeDentalCare.us is a national database of low-income dental clinics and dental care. On the home page, click on any state to peruse a list of cities and corresponding low-income dental clinics.
For those people seeking good dental insurance, consider Delta Dental, Guardian or United Concordia Dental. These dental insurance providers are the top three rated by ConsumersAdvocate.
Delta Dental, Renaissance Dental and Guardian are the highest ranked dental insurance providers, according to the Consumers Advocacy Group. Delta Dental and Renaissance Dental have ratings of 10 out 10, and Guardian has a rating of nine out of 10, as of 2015.
Compare dental insurance plans at DentalPlans, DentalInsurance.com and TopTenReviews. Each website features a database of various dental plans that differ by state, cost and coverage.
Among the top 10 dental insurance plans ranked by Consumers Advocate, as of 2015, are plans from Delta Dental, Guardian Dental, United Concordia Dental, Ameritas and Cigna Dental. Others include Metlife, Renaissance Dental, Aetna, Careington and Premera.
A low-income family can qualify for reduced or free dental care through the government program Medicaid/SCHIP or by qualifying for a low-cost policy through private insurance providers and employers. Also, there are some charity programs that assist with the cost of dental care for families with low