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A lost time accident is an accident occurring at work that results in at least one full day away from work duties. This does not count the day on which the injury occurred or the day on which the employee returns to the job.


In the business world, a lost-time injury is any incident or accident that results in an employee no longer being able to perform essential job functions for a set duration. This may be a few hours, days, weeks or even years.


Accident insurance is insurance that compensates individuals or their beneficiaries for expenses incurred as the result of accidents. Accident insurance benefits vary according to the agreement between the insurance company and the policy holder.


According to a 2013 report from the U.S. Department of Transportation's National Highway Traffic Safety Administration, there were 5,615,000 car accidents in the United States in 2012. In 2011, there were 5,338,000 car accidents.


Based on the National Safety Council's 2009 estimate of 10 million auto accidents per year, approximately 27,000 accidents occur every day. This number includes all kinds of accidents, from minor scrapes to deadly crashes. Despite the high number of incidents each day, ...


A 20-year study updated in 2013 revealed that black cars are up to 47 percent more likely to be involved in an automotive accidents than cars of any other color. This phenomenon is due to the low visibility of black-colored cars, especially during twilight hours.


After a boating accident, the first thing to do is check for injuries and see if anyone requires medical assistance, instructs Allstate. If anyone is in need of emergency medical assistance, or if any of the boats involved in the accident cannot make it back to shore on...