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A rewards catalog is a listing of merchandise that an individual can acquire by redeeming membership or loyalty points. Various companies offer such programs in which consumers can accrue points through purchases.


To get rewards, users need high credit scores when they apply for cards, says LaToya Irby for About.com. To earn rewards, users often need to charge a minimum amount; for example, a card application might explain a user needs to spend at least $2,000 during a calendar year to earn rewards.


As of 2015, there are a number of highly rated rewards credit cards, as noted by NerdWallet, including the Chase Sapphire Preferred Card, Capital One Venture Rewards Credit Card, Chase Freedom, Blue Cash Preferred Card from American Express, Citi Double Cash Card and Discover it card. Each card repr


Credit card rewards can range from earning money back on purchases, such as on the American Express Blue Cash Preferred card, to travel rewards, which are found on cards such as the Chase Sapphire Preferred card, so determining which has the overall best rewards is mainly a matter of the card holder


As of 2015, one of the best credit card rewards programs is the Capital One Venture Rewards card, which offers two rewards miles per dollar spent and provides redemption flexibility between different airlines, says NerdWallet. Others include Citi Double Cash, which provides 2 percent back on all pur


Credit card rewards points can be used to make online purchases, pay down a credit card balance, or add cash to a checking or savings account. How points can be used specifically and how they accumulate depends on the particular rewards card in question.


Credit card reward program users should know how their reward cards work and look for bonus opportunities to receive more reward points, as Bankrate claims. Maximizing credit card rewards is possible using advance planning, choosing the right card and paying balances off each month whenever possible


Online rewards catalogs are offered by various types of companies in the financial and product sectors, including American Express, HDFC Bank and Huggies. Consumers participating in a company's rewards program can use points to obtain catalog items in a wide range of categories, including entertainm


Consumers only have to do one thing in order to earn rewards with a Discover credit card: use the card to pay for purchases. As of March 2015, Discover cardholders can earn 5 percent cash back rewards when spending in certain categories, earning 1 percent on other purchases.


As of 2016, the United MileagePlus Explorer Business and the British Airways Visa Signature cards from Chase Bank give clients 50,000 or more reward points for spending a specified amount of money using the card in the first three months of an account, according to TravelSort.com. The Citi AAdvantag