Most qualified retirement plans, including pensions, allow employees to borrow against them and then repay the plan with interest, according to Investopedia. One benefit of taking a loan against a retirement account over... More »

Members of the New York City Employee Retirement System, or NYSCERS, can take out loans against their accumulated contributions to the pension system. Members may borrow up to 75 percent of the value of their combined co... More »

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Owners of SEP IRA accounts are not allowed to take out loans against their plans. However, those with SEP IRA accounts are able to take short-term loans if they treat the loans as rollovers. Alternatively, they can roll ... More »

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Employees can put money from many 401(k) pension plans or similar retirement plan into a Roth IRA when they leave their jobs. However, retirees may not put money from their social security or pensions into a Roth IRA, ac... More »

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Some frequently asked questions about 401(k) plans include concerns about when all contributions are vested and when employees can withdraw money from the plan, according to Investopedia. Account owners also often want t... More »

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A Canada Pension Plan pension is a retirement plan available to eligible workers who have earned income in Canada and applied for the benefit, according to Investopedia. CPP retirement benefits are not available to resid... More »

Employers opt for lump-sum payments when they want to encourage older employees to take an early retirement, according to Investopedia. If a company pays in lump sum, there is no need to pay for administrative expenses a... More »

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