A homeowner gets a second mortgage from the same company that provided him with his first mortgage, or he goes with another lender, notes Zillow. It's best that borrowers get quotes from various lenders and compare fees ... More »

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Technically, an 80/20 mortgage loan is two loans. The first loan is for 80 percent of the mortgage, and the second loan is for the remaining 20 percent of the price of a home. An 80/20 mortgage loan can allow a home buye... More »

As of 2015, top mortgage and refinance loan companies include Lending Tree, CitiMortgage and Quicken Loans, according to Top Ten Reviews. Lending Tree ranks first on the list, with Citi and Quicken Loans coming in second... More »

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Refinance a mortgage by applying for a home refinancing loan with a lender in a manner similar to applying for a home mortgage, according to Bank of America. It may be possible to get a loan with the same lender or seek ... More »

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To refinance your mortgage, locate a lender with services that match your financial goals, and upon identifying the lender, complete an application, which requires current income statements, home value, credit scores, cu... More »

With a mortgage, a lender issues money to a buyer for a home purchase in exchange for a guarantee of repayment of principal and interest, according to Bankrate. The loan is issued upfront and the borrower repays it with ... More »

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The mortgage underwriting process is the final, extensive review phase of a home loan application before a lender approves and funds a mortgage. The homeowner typically has little to no direct contact with underwriters a... More »

www.reference.com Business & Finance Credit & Lending