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Every year since they opened for business in 2009, Money Magazine has named Ally as the top online bank. The rating system used for making this determination included account options, fees, interest rates, security and customer satisfaction. The Ally Bank website is located at Ally.com.


Banks that have online banking include Wells Fargo, Bank of America and U.S. Bank. Some banks operate almost completely online, such as Ally Bank, Sallie Mae bank and American Express Bank.


As of February 2015, the online banks Synchrony Bank, Ally Bank and EverBank offer the best interest rates on savings accounts, according to the online investing site The Dough Roller. These banks offer annual percentage yields of 1.0%, 0.99% and 1.01%, respectively.


As of 2015, several banks with the highest interest rates include GE Capital Bank, MySavingsDirect, iGoBanking.com and Barclays Bank Delaware, according to U.S. News Money. To anyone looking for a high-interest savings account, Ally Bank, Bank 5 Connect and Synchrony Bank are recommended as well.


Some banks that offer online-only banking include GoBank, Ally, Charles Schwab Bank and PNC’s Virtual Wallet. These online banks offer convenient services and highly mobile banking tools for customers.


As of 2016, U.S. Bank's Online Access program is a state of the art Electronic Access System that was built to help businesses with their travel, purchasing and fleet card programs. The system is used by numerous government agencies and private corporations.


Online banking is safe as long as consumers follow some common-sense precautions when using online banking services, according to the Federal Deposit Insurance Corporation. If the online bank is insured through the FDIC, online banking accounts are protected just like accounts at an FDIC-insured bri


The exchange rates for most U.S. metropolitan banks can be found by using a service called eZforex, according to Travel and Leisure magazine. These rates may be compared to the wholesale, or interbank, exchange rate offered by banks and listed in the business section of most newspapers.


Chemical Bank offers both online banking and retail banking. As of 2015, it operates 183 branch locations in 47 counties across Michigan. The bank has two online banking products: ePersonal Online Banking and eBusiness Online Banking.


As of 2015, the best bank in the United States is the Signature Bank, as reported by Forbes. Signature Bank enjoyed a streak of 20 straight quarters in which they have accomplished record earnings. Over the last 12 months, its return of average equity has been 13.8 percent.