For individuals with good credit, personal bank loans offer a lower interest rate than rates available through credit cards, according to Lita Epstein for DailyFinance. Personal loans are available as secured or unsecure... More » Business & Finance Personal Banking

An auto bank loan is a common way for drivers to purchase a vehicle. Auto bank loans offer a form of automobile financing with benefits such as established lenders, a pre-approval process and additional services. This ty... More » Business & Finance Credit & Lending

The Mercantile Bank of Michigan provides several benefits for its customers, including personal and business banking and card services as well as online services through its website,, notes the bank. Account... More » Business & Finance Personal Banking Banks

As of 2015, Merrick Bank offers credit cards and recreation loans to personal banking customers. The bank does not offer traditional bank account options, including checking accounts, savings accounts or online banking. ... More » Business & Finance Personal Banking

Lloyd's Bank clients who have personal banking accounts can take advantage of several banking features, such as loans, investment vehicles, credit cards, savings accounts and insurance plans. Personal banking clients can... More » Business & Finance Personal Banking

As of 2015, TD Bank offers customers with the TD Simple Savings account a 0.05 percent annual interest rate. However, those with TD Growth Money Market or TD Relationship Savings accounts earn interest rates that depend ... More » Business & Finance Personal Banking

According to Business Dictionary, a personal loan is a loan for personal rather than business or commercial purposes. Types of personal loans include unsecured loans such as signature loans and credit cards as well as se... More » Business & Finance Personal Banking