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www.reference.com/article/homeowners-insurance-84ec74f5ec361ab8

Homeowners insurance helps pay for damages to the owner's home or to property in the home. The insurance also helps pay for costs associated with an accident that occurs in the home or on the owner's property.

www.reference.com/article/compare-homeowners-insurance-quotes-ddaee8472bafae4f

Homeowners insurance quotes can be compared according to the company's financial rating, specific perils that are covered, the company's valuation clause and its overall customer service rating, according to Allstate. Homeowners can also compare the company to others according to statewide costs, fi

www.reference.com/article/homeowners-insurance-work-1a8249cec3d9ed4f

Homeowners insurance protects a homeowner from the cost of repairing damage to the home caused by a covered peril, according to Investopedia. Some policies also provide liability insurance to pay the bills of someone injured on the homeowner's property, or to pay for the cost of replacement items wh

www.reference.com/article/common-homeowners-insurance-questions-d58871ca7033ee39

Common homeowners insurance questions include whether the policy covers all of the homeowner's property and whether and why flood insurance is required, according to the Georgia Department of Insurance. Another common question is whether there is a discount for installing smoke alarms.

www.reference.com/article/homeowner-insurance-companies-2b2edf7b69904460

The best homeowner insurance companies as of 2014 are Pacific Specialty, Alfa, Nationwide, Citizens Property Insurance Corporation and Farmers Insurance Group, according to a report by Consumer Affairs. USAA, State Farm, Allstate, Travelers and American Family Insurance round out the Top 10 list.

www.reference.com/article/homeowners-insurance-cover-5db71b5022bb1411

Homeowners insurance coverage varies depending on the homeowner's amount of coverage, but most often covers the damage done to the home or items in the home due to break-ins, natural disaster events or vandalism. This means that personal property will be replaced, the home will be repaired and the

www.reference.com/article/homeowners-insurance-estimate-d2b06078de3ebbd4

As of 2014, the easiest way to get a homeowners insurance quote is online, through the website of the chosen insurance company. Most insurance companies give homeowners a free online quote via a short questionnaire that assesses home size and value.

www.reference.com/business-finance/protection-class-homeowners-insurance-4788821feae02b60

Protection class for homeowners insurance is a number that indicates how vulnerable a home is to a fire. This number is calculated by determining local fire-fighting capabilities and rating fire districts. The higher the protection class, the higher the borrower's insurance is likely to be.

www.reference.com/article/main-homeowner-s-insurance-laws-f4f28faf2ff99b6a

Homeowner’s insurance laws are regulated by individual state agencies as opposed to a federal regulatory agency, states FindLaw. Thus, main homeowner's insurance laws differ from one state to the next. A large number of states have homeowner’s insurance laws that touch on fairness, lawfulness and ge

www.reference.com/article/fair-plan-homeowner-s-insurance-f8c4bf68bd78fc51

FAIR plans are homeowner's insurance for properties that insurance companies consider to be high risk. FAIR plans often cost more than similar plans for a smaller amount of coverage but may be the only form of insurance available for certain properties.